Our Mission is to always provide you with options, answers, and affordability 

WHY CHOOSE US?

ABOUT US

Daschofsky Insurance Services was founded in 1986 in Gatesville, Texas. Our principal agents, Fred and Lisa Daschofsky, have built a reputation for loyalty and integrity in an industry agency that is ever-changing to meet the need of its customers.

Our approach is to build a relationship with customers so that we understand how your business works. You will also deal with the same expert each time you have a need or a question. Once we understand your particular circumstances, we search for the right plan at the right price that meets your needs. We are vigilant in finding new opportunities to save our customers money. You won’t hear from us only when it is time to renew your policy.

We represent major insurance carriers who draw from a multitude of providers to give you the most options on specific plans and rates. First Care, Scott & White Health Plan, United Healthcare, Blue Cross Blue Shield of Texas, and other insurers are available to you when you use our services.

Our mission is to always provide you with options, answers, and affordability. We give you the most cost-effective and sensible options that allow you to make the best decisions for your company and your employees. Daschofsky Insurance Service is ready to serve you whether you have a few employees or 200 employees.

OUR TEAM

Our team has the expertise to avoid the pitfalls of group health insurance plans and provide unparalleled service. We save you time and money by doing the shopping for you. Hand us the time-consuming task of researching the best rates and plans. Free up your time and money for better things.

Learn more about Lisa and Fred Daschofsky by clicking on their bios.

Lisa Moore Daschofsky

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Fred Daschofsky

GROUP HEALTH INSURANCE

We offer group health insurance coverage with the following major carriers

We want to save you time and money while providing you with an expert level of service.


Let us find you the best rates and multiple options that are a good fit for your company’s group health insurance needs.

Hand the frustration over to us to free up your time and money for better things.

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INDIVIDUAL AND SHORT TERM COVERAGE

ACA Policies

We can help you with Affordable Care Act/ACA/Obamacare policies. 

Have you lost coverage in the last sixty days, from another carrier?

Is there a change in your life that might help you qualify outside of open enrollment?  Call us. We can help figure that out.

Open enrollment, once per year you do not have to medically qualify and cannot be turned down due to any health condition, is generally November 1st to December 15th every year, with an effective date of January 1st.

We can help you get coverage from carriers in your area.

Vision plans can be available with either Medigap or Medicare Advantage plans.  under Medicare:  Some plans can also include an over-the-counter drug benefit, routine transportation, and meal delivery.

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Individual Policies

Even if you do not qualify for Obamacare, we offer individual policies through most major carriers.  Check with us for details.

Short Term

Do you need a policy for one to twelve months?  Are you waiting on group coverage to start?  A short term policy could be for you.  Call our office for information.

 

We are here to listen to your situation, and propose the best policy for your health care needs.  We have over thirty years insurance experience counseling clients about health insurance.

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PROPERTY INSURANCE

Property peace of mind

Your home is probably your most valuable financial investment. But it’s so much more than that! Your home represents your family, your lifestyle, your escape from the world outside, and that reward for years of hard work and dedication.

And Farmers understands how vital it is to protect that.

That’s why we’ve spent 85 years building a Smarter Choice in Home Insurance.

With Farmers Home Insurance, you get so much more than just coverage.

MEDICARE HEALTH INSURANCE

We make Medicare Simple

Lisa Daschofsky has 30+ years’ experience with Medicare insurance.  Her specialty is being able to simplify the complexity of the Medicare market and the 100’s of choices you can have.  She specializes in interviewing her clients and finding the program that fits their needs best, and is also the most affordable. She studies the products relentlessly. She represents over thirty insurance companies, and takes over twenty-five tests per year to keep her skills sharp and current, which gives her the ability to shop the best coverages and prices for you.

 

Medicare doesn’t cover all your Medicare costs.  You could be responsible for paying deductibles and coinsurances for inpatient hospital care and doctor’s visits.  If your doctor doesn’t accept Medicare assignment, you could be responsible for paying excess charges.  Certain health plans limit you to a network of doctors and hospitals.  Lisa can help you understand the difference.

 

She can help you understand the difference between Medigap policies and Medicare Advantage policies, between your initial enrollment period (IEP), annual enrollment (AEP) and a special enrollment period (SEP).

 

There are -0- premium plans available in certain markets.  Dental, hearing and vision plans can be available with either Medigap or Medicare Advantage plans.  Some plans can also include an -the-counter drug benefit, routine transportation and meal delivery. 

 

Call her to set up a phone, zoom or in-person meeting

Image by Jonathan Borba

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